Financial Services Guide

20th August 2021

This Financial Services Guide was published in August 2021 and issued by Beacon Investment Publishing Pty Ltd.

What is a Financial Services Guide?

This Financial Services Guide (FSG) is an important document. You should read it carefully and make sure you understand it. It is designed to help you decide whether to use any of the services provided by Beacon Investment Publishing Pty Ltd ACN 643 210 502 (referred to as Beacon Investment Publishing, BIP, we, us or our).

This FSG includes information about:

BIP and how we can be contacted;
The financial services we are authorised to provide;
Who are our authorised representatives;
How we are paid;
Any relevant relationships or associations;
How we deal with complaints that you may have about our services;
Information about internal and external dispute resolution systems and how you can access them; and
The compensation arrangements we have in place.

Who is Beacon Investment Publishing?

Beacon Investment Publishing is an independent publisher of equity and derivative research based in Sydney, Australia. We publish our research via free newsletters, paid newsletters and website content.

You can contact us in writing at

Suite 883

152 Prince Charles Parade

KURNELL NSW 2231

By email at support@beaconinvestmentpublishing.com.au

Or via our website www.beaconinvestmentpublishing.com.au

The Financial Services we are authorised to provide

Beacon Investment Publishing is authorised under its Australian Financial Services License (AFSL No. 527881) to provide general financial product advice in the following products

Deposit and payment products limited to
(i) Basic Deposit Products and
(ii) Deposit Products other than Basic Deposit Products.
Securities
Derivatives
Foreign Exchange Contracts

To retail and wholesale clients.

This FSG relates only to the provision of general financial product advice by Beacon Investment Publishing.

General Advice Only – Investment Warning

All of our commentary, statements of opinion and recommendations in relation to financial products, whether in our publications or otherwise, contain only general advice. That is, those statements of opinion and recommendations have been prepared without taking into account your personal objectives, financial situation or needs. You should always consider the appropriateness of any general advice in our publications, having regard to your individual and financial circumstances before you act on the general advice.

You should also consider any product disclosure statement (PDS), prospectus or other disclosure document relevant to any financial product referred to in any BIP content before making any decision about whether to acquire any such product. To obtain such documents you would need to contact the issuer of the relevant financial product or a distributor of the product.

Except for this FSG, you will not receive any other documents from us. BIP will not provide Statements of Advice, as it does not give personal financial product advice. If you require personal financial advice, you should contact a licensed financial advisor.

We do not offer any services for you to buy or sell the securities or derivatives we recommend. You will need to contact a licensed stockbroker or derivatives dealer to execute trades. That broker will provide you with a Product Disclosure Statement (PDS) and any other relevant disclosure documents you might need.

How does BIP get paid?

BIP services are offered via subscription or upfront payment. A subscription fee is payable when you subscribe to one of our newsletters or purchase one of our research products. Some of our e-letter services are free.

Employee Remuneration

BIP does not receive any other fees, commissions or benefits for the services it provides. Employees and Directors of BIP are remunerated by salary. They may also receive performance-based bonuses and/or incentives. BIP accepts submissions from freelance contributors who are paid a fee for their submissions.

What relationships or associations do we have that might influence our advice?

BIP and its respective directors, associates, connected parties and/or employees may from time-to-time deal in or otherwise have a financial interest in equities and other financial products referred to in its publications or other general financial advice it provides. Any individual who provides advice on behalf of BIP or contributes articles to our website must disclose if they have a financial interest or position in any share mentioned or discussed. Similarly, it will be disclosed to you if BIP has a beneficial interest or position in any share mentioned or discussed. You should review any disclosures made in particular publications as to interests BIP and its representatives may have in the financial products referred to in the publication.

All employees of BIP including those who prepare research and other advice are subject to a code of conduct and rules for their personal trading activities. Our major trading rules are:

Employees cannot trade based on advance knowledge of information that will be published or broadcast by any member of BIP;
Employees must make all trading records available to BIP at any time;

Freelance contributors must agree to similar disclosure and trading rules.

BIP does not otherwise have any associations or relationships with the issuers of any products that might reasonably be expected to be capable of influencing BIP in the advice it gives.

How we handle complaints

BIP is committed to fair and transparent dealings with its clients. We have established complaints handling procedures to ensure that all enquiries and complaints are properly considered and dealt with.

Internal complaints resolution process

In order to investigate a complaint effectively you should provide to us your contact details, details of your complaint and any relevant documents and other information that may support your complaint and its resolution.

Written complaints should be sent to:

Beacon Investment Publishing

Suite 883

152 Prince Charles Parade

KURNELL NSW 2231

Alternatively, you can email your complaint to support@beaconinvestmentpublishing.com.au.

After we receive your complaint, we will acknowledge the receipt of your complaint by way of post, email or telephone and address your complaint promptly. If we determine that your complaint is justified, we will then decide what action should be taken in response. Possible steps include rectifying any mistake, providing you with additional information or documentation to enable you to understand what happened and how we have dealt with it or amending our policies, procedures or systems if a systemic or recurring problem has been identified.

The length of time we will take to resolve your complaint will depend on the nature and complexity of the issue you have raised, and the extent of the enquiries required to enable those issues to be addressed. We will endeavour to resolve the majority of complaints within 10 business days of receiving a complaint. For complaints that require further investigation or additional information from you or for any reason there is a delay in resolving the complaint, we will notify you within 10 business days of the date we receive the complaint and give you an indication of when we will resolve the complaint.

External complaints resolution process

External complaints may be submitted to the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent financial services complaint resolution that is free to consumers.

If you feel that your complaint was not dealt with to your satisfaction, you can contact AFCA on their free call line at 1800 931 678.

Alternatively, you can lodge a dispute via email at info@afca.org.au or submit your complaint to:

Australian Financial Complaints Authority (AFCA)

GPO Box 3

Melbourne Vic 3001

Australia

Our compensation arrangements

We hold a professional indemnity insurance policy which provides insurance coverage, subject to its terms and conditions, for certain liabilities in connection with the professional services provided by our employees and contractors.

Your privacy

BIP is committed to protecting your personal information. For details on how we use and disclose your personal information, and how you can access and update it, please refer to our Privacy Policy, which is available on our website, www.beaconinvestmentpublishing.com.au. You may also obtain a copy of our Privacy Policy by contacting us at support@beaconinvestmentpublishing.com.au or at the address set forth below.

How can we be contacted

You can contact us by:

Writing to us at:

Beacon Investment Publishing

Suite 883

152 Prince Charles Parade

KURNELL NSW 2231

Email at support@beaconinvestmentpublishing.com.au

For further information

If you would like to clarification of any of the matters discussed in this FSG, you can contact us using the contact details set out above.